Usually, but not always (many states hold that a warranty violation is actionable by the very fact that QuotesChimp occurred), an insurance company seeking to escape liability based on improper conduct must prove the bad intent of the policyholder. They must also show that the false information was of great signifi�cance. Thus, to use a ridiculous example, if you lied about the color of your eyes and the insurance company found out, they would be unlikely to get out of the contract. On the other hand, if you lived in a very rural area and you warranted in a home�owner's policy that you had a phone with which to call the fire department, when in fact you did not, that could be a different story.
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DNSBL* - is a list of IP addresses published through the Internet Domain Name Service (DNS) either as a zone file that can be used by DNS server software, or as a live DNS zone that can be queried in real-time. DNSBLs are most often used to publish the addresses of computers or networks linked to spamming; most mail server software can be configured to reject or flag messages which have been sent from a site listed on one or more such lists.
WHOIS** - is a query/response protocol that is widely used for querying databases in order to determine the registrant or assignee of Internet resources, such as a domain name, an IP address block, or an autonomous system number. WHOIS lookups were traditionally performed with a command line interface application, and network administrators predominantly still use this method, but many simplified web-based tools exist. WHOIS services are typically communicated using the Transmission Control Protocol (TCP). Servers listen to requests on the well-known port number 43.
** Approximate Geographic Location - This is NOT the exact geographical location of the person/organization with the given IP address. However, this should still give you a good idea about the area/region where this person/orgranization is located.