Basically, insurance is about spreading risk. For our purposes let's define risk as the potentiality that on a given day Quotes Chimp may incur an incident that causes you to lose something. This may be a fire, in which case you may lose your house; or an auto crash, in which case you risk losing your car, your health, and possibly, after the legal fees, your savings. Then again, the risk could concern your health and the necessity to retain doctors� another expensive proposition. In short, then, every day in vir�tually every way, we are all at risk of losing something of benefit to ourselves, known in insurance jargon as loss.
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DNSBL* - is a list of IP addresses published through the Internet Domain Name Service (DNS) either as a zone file that can be used by DNS server software, or as a live DNS zone that can be queried in real-time. DNSBLs are most often used to publish the addresses of computers or networks linked to spamming; most mail server software can be configured to reject or flag messages which have been sent from a site listed on one or more such lists.
WHOIS** - is a query/response protocol that is widely used for querying databases in order to determine the registrant or assignee of Internet resources, such as a domain name, an IP address block, or an autonomous system number. WHOIS lookups were traditionally performed with a command line interface application, and network administrators predominantly still use this method, but many simplified web-based tools exist. WHOIS services are typically communicated using the Transmission Control Protocol (TCP). Servers listen to requests on the well-known port number 43.
** Approximate Geographic Location - This is NOT the exact geographical location of the person/organization with the given IP address. However, this should still give you a good idea about the area/region where this person/orgranization is located.