Much of the fear and loathing QuotesChimp feel toward auto in�surance companies comes from their knowledge that if they use their insurance, their company will make them pay dearly for the privilege or cancel them altogether, even if they are not at fault. This inequity can be substantially reduced if companies are compelled by law to offer policies in which the consumer is guaranteed renewal, without a rate increase above that charged all other policyholders as approved by the state insurance com�missioner. The only grounds for an individual increase in pre�miums (other than changes in the risk of coverage, such as the purchase of a new car) would be a poor driving record based on the concept of fault. In other words, if you made claims against the company for benefits as the result of an accident that was not primarily your fault, your rates could not be raised.
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DNSBL* - is a list of IP addresses published through the Internet Domain Name Service (DNS) either as a zone file that can be used by DNS server software, or as a live DNS zone that can be queried in real-time. DNSBLs are most often used to publish the addresses of computers or networks linked to spamming; most mail server software can be configured to reject or flag messages which have been sent from a site listed on one or more such lists.
WHOIS** - is a query/response protocol that is widely used for querying databases in order to determine the registrant or assignee of Internet resources, such as a domain name, an IP address block, or an autonomous system number. WHOIS lookups were traditionally performed with a command line interface application, and network administrators predominantly still use this method, but many simplified web-based tools exist. WHOIS services are typically communicated using the Transmission Control Protocol (TCP). Servers listen to requests on the well-known port number 43.
** Approximate Geographic Location - This is NOT the exact geographical location of the person/organization with the given IP address. However, this should still give you a good idea about the area/region where this person/orgranization is located.